Job title: Credit And Savings Officers At Finca Microfinance Bank Limited
Job description: FINCA is a main global Microfinance Institution offering monetary administrations and items to limited scope organizations that have been turned somewhere near conventional banks, so these organizations can begin, develop, and differentiate with coming about expansions in family pay, sustenance, work and well-being.
FINCA spearheaded the “Town Banking technique for credit conveyance, presently utilized by many associations around the world. Our projects arrive at low-pay individuals in more assorted nations than some other microfinance provider.
We are enrolling to fill the position below:
Job Title: Credit and Savings Officer
Location: Owerri, Imo
About the Job
- FINCA is enlisting for Credit (Loan) and Savings Officers to join FINCA Microfinance bank Limited, Owerri, Nigeria. This position is for both experienced and passage level officials with an immediate report to Customer Relationship Supervisor.
- The Credit and Savings Officer will be capable to successfully create, oversee and keep up great advances and investment funds portfolio; strategically pitching the association’s monetary items and backing the improvement of conveyance channels and front-end innovation to improve customer’s admittance to monetary services.
- S/he is likewise mindful in the nearby observing of reimbursement practices of customer to guarantee quality, while keeping customer’s investment funds portfolio and other financial channels bought in by customers active.
Essential Duties and Responsibilities
- Partner with Team Leader in growing week by week/month to month plans concerning customer preparation and individual execution goals.
- Maintain a decent information on allocated market topographical region and comprehend customers need with contending products.
- Research and foster business openings inside relegated geological zone and help advertising office with statistical surveying and effect concentrates upon request.
- Market all FINCA Products and Services to expected customers by utilizing the special devices as endorsed by management.
- Responsible in procurement and the executives of advances and investment funds portfolio; Loan inception, handling, checking and repayment.
- Conduct an exhaustive advance examination to discover client’s installment limit and readiness; assess the credit hazard before Credit Committee Meetings.
- Reduce liquidity hazard by forcefully lessening torpid reserve funds accounts.
- Ensure each advance dispensed are in consistence with FINCA loaning techniques, strategies and methodology.
- Prepare and present report as doled out by your Team Leader/Branch Manager.
- Compile acknowledge records for required documentation and hand over to back office staff for processing.
- Any different obligations needed by the Branch Manager or Savings Manager in accordance with FINCA policies.
Qualifications and Experience
- Bachelor’s Degree/HND with least of second Class Lower (2.2) in related discipline.
- Minimum of 1 year post NYSC experience in credit or a customer confronting deals part with a monetary institution.
- Strong client orientation.
- Basic numerical and logical abilities required.
- Willingness to work in the field and travel inside the state whenever mentioned – 80% of the time
- Able to work in the group and facilitated activities accordingly
- Strong capacity of follow up and consistency in his/her actions
- Flexible to acknowledge changes that may happen because of organization strategy.
- Analytical – Synthesizes intricate or assorted data; Uses instinct and experience to supplement data.
- Problem Solving – Identifies and resolves issues in an opportune way; Gathers and investigates data ably; Develops elective arrangements; Works well in bunch critical thinking circumstances; Uses reason in any event, when managing enthusiastic topics.
- Technical Skills – Strive to consistently assemble information and abilities; Shares mastery with others.
- Interpersonal Skills – Focuses on settling struggle, not accusing; Maintains secrecy; Remains open to others’ thoughts and attempts new things.
- Teamwork – Balances group and individual obligations; Contributes to building a positive solidarity; Puts achievement of group over own revenue; Able to construct spirit and gathering responsibilities to objectives and destinations; Supports everybody’s endeavors to succeed.
- Motivation – Sets and accomplishes testing objectives; Demonstrates ingenuity and defeats deterrents; Measures self against standard of greatness; Task determined dangers to achieve goals.
- Planning/Organizing – Prioritizes and plans work exercises; Uses time productively; Plans for extra assets; Set objectives and targets; Organizes or timetables others and their undertakings; Develops sensible activity plans.
- Quality – Demonstrates exactness and painstakingness; Looks for approaches to improve and advance quality; Applies input to improve execution; Monitors own work to guarantee quality.
Method of Application
Interested and qualified competitors ought to present their Application and Resume inside the provisioned shutting date, expressing the work position as the subject to:
Note: For thought up-and-comers MUST present their resume in a word or PDF design.
Location: Owerri, Imo State
Job date: Thu, 27 May 2021 23:03:34 GMT