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HOW TO BORROW EXTRA AIRTIME FROM MTN

If you’re looking for the code that allows you to borrow money or airtime on your MTN line for free and pay it back later, you’ve come to the right place. This article explains how to get MTN XtraTime credit in Nigeria.

When you run out of airtime, MTN XtraTime allows you to borrow airtime on credit and pay it back on your next recharge. Only Prepaid subscribers who are eligible for MTN XtraTime can use the service.

To be eligible for XtraTime service, you must meet the following requirements:

  • Be a Prepaid customer
  • Have registered your phone number
  • Have been on the MTN network for more than 3 months
  • Have spent at least N200 monthly for 3 months
  • Have between N0 and N75 in your main account
  • Have paid off any outstanding XtraTime loan requests

BORROW AIRTIME VIA *606# CODE MENU:

  • To get credit on MTN, dial *606# and choose Request Airtime. Choose the amount you want to borrow.
  • After you confirm your transaction, the system will subtract the service fee, credit your XtraTime account with the remaining airtime balance, and send you a message indicating that the transaction was successful.

OBTAIN AIRTIME BY DIALING 606 IVR:

  • Dial 606, and the system will play an announcement asking you to choose       between English, Igbo Hausa, or Yoruba as your chosen language.
  • After choosing your favorite language, you must choose between XtraTime and XtraByte.
  • After you choose XtraTime, the system will play out all of the airtime you can borrow.
  • From there, you can choose your favorite amount from the list. After you’ve chosen your preferred amount, the system will play an announcement that includes the amount you’re about to borrow as well as the service fee, and you’ll have the opportunity to approve the transaction.

Note: MTN’s service fee, As a service charge, you will pay 15% of the borrowed amount. For example, if you borrow N100, you will get N85, and if you borrow N50, you will get N42.50.

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